I assume you live somewhere rural, with low cost of living, and not a suburb of a major metro. Is my assumption accurate? You might even be remote, in which case you've traded higher wages for lower employment mobility (which is a reasonable compromise to make, but not common).
I am in the process of moving to live 30 minutes from New Orleans and yes I work remote.
> my wife stays at home with our two school age kids
Ah, so she's providing service equivalent to $100k
We haven't calculated the cost, but we know its up there. Particularly since we make 90% of our meals from scratch. She does all the baking, we share in the cooking and split clean-up.