A lot of people don't understand the value of having a stream of income versus a wad of money in their hands now.

That's why J. G. Wentworth is in business, to profit from people who understand it.

But in business and most every discussion I can recall about business models, having a reliable stream of income is valued. People buy real estate and rent it out to establish such a stream of income.

And, if you are able to avoid earning all your cash now and instead earn o=it over time, you reduce and defer your taxes too.