While the deficient student will generally not know how to ask for what he wants until he doesn't get it, the lazy rich student will know exactly what he wants. He is poised for a life of paying others and telling them what to do. Indeed, he is acquiring all the skills he needs to stay on top.
What's scary is how far the lazy rich kid will be able to go with this, with a promising career in management. I wouldn't want to work for someone like this, but it is easy to imagine him being very effective. (For all I know I could have worked under one of these before, and not even hated it.)