Shapeshift is not an atomic swap, it's an exchange and they charge a large fee on top of the current spot price determined by other major exchanges.
Bitcoin hacks are related to Bitcoin because Bitcoin/Ethereum is software.
See: https://www.livebitcoinnews.com/cve-2018-17144-the-aftermath...
When was the SWIFT protocol hacked? I'm guessing you're confusing stolen credentials with "hack" in that case which is indeed similar to the many cases where cryptocoin exchanges get hacked though stolen credentials and user funds are taken - except if that happens to your account at a normal bank you're protected with FDIC insurance or something similar depending on your bank.
You're confused. Regular banks fail, and customer funds are protected. When a regular bank fails, that has absolutely nothing to do with debasing currency, nor does it affect the inflation rate.
When you use Bitcoin there's a lot of trust needed that can't be guaranteed or verified, and while problems exist with traditional payment systems at least customers have protections and criminals or bad businesses can be held accountable.
I'm not sure why you think avoiding a legal system, or avoiding financial regulations would help solve any of the problems with malicious scams and abuse?
It sounds more like you're attempting to sell a product that does not fix any of those things, hoping to convince an audience to buy into an oligarchical penny stock