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I mean, a lot of Hollywood blockbusters cost at least 10s of millions so 1 million is small in comparison (though large compared to indie films).

So that’s at least 10 people making 100K, and dumping their entire paycheck into the movie, while holding down day jobs.

Or 20 people making 100K, dumping HALF their paycheck into the movie, while holding down day jobs.

Totally inaccessible to regular people. No normal social circle can accomplish this.

It's more like hustling for investors, but it does take a lot of connections to pull something like this off.