I really don't like your implication that it's just "their fault" if they're worse off than you. In a system that is designed to exploit "low skilled" labor.
"Codependent" is a really weird choice of word too.
Some people do have a good head on their shoulders and just need _some_ help, but not a “subsidy”. Like I said, younger sibling needs some help? Sure. Need some money to tide over rent this one time, ok. No recurring stream though.
However, you probably could interview a few hundred people a label some “earnest,” others “grifters,” and find there are many more of the former.