At the risk of starting a tangent, this doesn't work when it comes to business. Businesses (or any relationship of dependency) should not be allowed to have "an opinion" because before long it becomes collusion and shunning.
How well did "no, no, you have the freedom to go somewhere else" work for blacks just wanting to buy a hamburger in America pre-1968? We had to pass laws telling businesses to get the fuck over themselves and indeed, it's still challenged to this day when gays try to buy wedding cakes.
If you don't like mandatory arbitration clauses in every single contract you sign, you literally can't do business anywhere. Everything from your job to your car purchase has them. If you don't like being subjected to credit checks, you literally cannot procure the utilities required by law to make your dwelling inhabitable-- all utilities run credit or make it prohibitively expensive to go without.
It's an imbalance of power. You can't just "go somewhere else" when you depend on the service being offered or provided, that you are denied for arbitrary reasons.