Migrating away from that to block-level "full disk" encryption basically requires copying all your files. If you're using <50% of your disk and you feel comfortable doing tricks with partition resizing you can do it, otherwise the best approach is to back up your files (hopefully to encrypted media...) and restore them.
[1]: https://www.kernel.org/doc/html/v4.19/filesystems/fscrypt.ht...
[2]: https://wiki.archlinux.org/index.php/ext4#Using_file-based_e...
"Unencrypted or decrypted ext4" might be slightly more accurate (although I guess it maybe sounds like you need to remove encryption, not that you just need to decrypt files in memory).
https://www.dell.com/community/Linux-Developer-Systems/XPS-1...
There is almost always at least one unencrypted partition on machines with full-disk encryption, since the boot loader and then the decryption routine have to be launched from somewhere. And yes, OEM recovery partitions or similar laptop-specific needs are another case.
Full-partition would be a more accurate term than full-disk.
I wouldn't know where to start if you want to use ubuntu or another more user friendly distribution though.
Ceph/RBD with the filesystem of your choice that supports xattrs is pretty much the only way to get full application compatibility.