Ask HN: Healthcare insurance for 2019 ?

I work for a firm with under 20 employees and I have the option to opt out of health care insurance provided by the firm if needed.

My employer offered insurance premium for the year 2019 works out to be around $5000 for an individual, which I thought was outrageous. I'm tempted to go without insurance but that may not be wise.

I'm interested in insurance plans that cover emergencies only ( not routine visits). Presumably the premiums are lower for plans that just cover emergencies. I'd be curious as to where the HN crowd in a similar situation as mine ( or say unemployed) obtain their insurance from. Please mention the name of the insurance provider and the plan that you avail.