Hacker News Reader

In Colombia we have the USA system. Yes it seems arbitrary and backwards, and banks love to earn fees.

Each credit card is another monthly fee, and you can't do international (Netflix) purchases without one.

That sounds awful, and nothing like what we have in the US.

I mean of course the two card (debit and credit) system.

In contrast with the EU (single card) system.

Yes, it is awful.