I'm interested to see where this goes. I use Plaid as a developer, and it feels like the user experience keeps getting worse. This isn't Plaid's fault, but as more and more financial institutions require 2FA, it gets much less automatic for Plaid to scrape data.

Instead of just seeing updated transactions, users frequently need to enter a 2FA code before Plaid can successfully complete the update. This is very clunky, especially if you've linked 10+ accounts. Hopefully, Plaid (or even government regulations) will be able to encourage banks to create real APIs and Plaid can move away from scraping entirely.