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YNAB4 (you need a budget 4)

It wouldve been perfect if they'd just added an API so that users can create and share ways to get the data from various banks.

And a refactor was necessary to a native library (or even electron)

But this cloud native follow-up version is just not an option.

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I am not sure if you mean an API for banking or just in general an API - they have the latter https://api.youneedabudget.com/v1

That is ynab5, the cloud native version, where your data lives on their servers. That is not an option for me.

Been using the cloud native version for about a year now, and I'm debating if I should renew. What are you using now if not YNAB?

Not original commenter, but I reluctantly switched to the cloud version and have found the improved credit card logic to be more than worthy of the increased price.

I'm hoping they can add support for the EU's second Payment Services Directive (PSD2) open banking APIs when they open up to third parities sometime in 2019 too!

I started a side project and created my own budget planner that did exactly what I wanted (and imports data from my bank).

I've recently considered to refactor it into a AWS Lambda app, as the current setup with Django API, celery workers and markojs for frontend is ... Slightly overengineered

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