After working with the credit bureaus, I don't llike giving out enough info for anyone to mess up my personal life. For example, even the front of a drivers license without the license number is enough info for fraudulent creditors to wreck your credit.
If a schoolboy orders 3000 pizzas in your name that isn't your problem but the pizza place's problem. So why the /hell/ do we consider it different with big banks except for the general stupid human tendency to hold people in power to lesser standards?
Most people asking for your SSN or drivers license will already know your name and approximate location, therefore they'll have enough information to just look up your SSN and DL via various services like accurint.
You're trying to hide public information.
Why would people discount this?
It's not "real" to them.
Hopefully that thought sends shivers down the sounds of anyone who is trying to come up with a data anonymization scheme
Also, names are not unique, therefore hashes of names would also not be unique. And how would you verify the hashes belong to actual people?
When you're a semi-anonymous commenter on the Internet, it's better to share your inputs than outputs.
so in other words, no effect, business as usual.