…Isn't the answer "neither"?
If the cursor is somewhere before that `h`, then doing `fh` will put the cursor on that `h`. If you want to enter insert mode before that `h`, you would press `i`, or `a` to enter insert mode after the `h`.
In the case of 'ct', you're going to delete up until the letter, whereas in 'cf', it will include the letter you're targetting.
> The question is, when using a command like "change until" or "change forward", i.e. 'ct' or 'cf', what will the effect be?
Is this a question? You answered it accurately. The behaviour is consistent here too, though the mnemonics people often use don't always make total sense.
"change find", you mean.
Is there any official reference to it standing for find? Googling has found a few unofficial references, but help doesn't appear to say either way.
> One of the most useful movement commands is the single-character search command. The command "fx" searches forward in the line for the single character x. Hint: "f" stands for "Find".
That seems official.
What I do like about the vim keys though is the ability to delete or copy/paste with precision by chaining hotkeys together.
Regarding your searching for a word example, unsurprisingly you can do the same in vi (let alone vim) too:
/ - search forwards
? - search backwards
edit: It wasn't me who voted you down by the way. I know you've not complained about it but I wanted to express that I don't agree with you getting downvoted even though I don't agree with the content of your post.