Not sure exactly what you guys are building, but I hope it makes a fat dent in how credit bureaus work. I went through my first credit report from the 3 credit bureaus. Not only was the process archaic, but along the way I was bombarded by all kinds of predatory offers to sign up for paid credit monitoring services. After I retrieved my reports, I find inaccurate information, along with an account that I've never seen before labeled as an "adverse account". On top of that, I see misreported addresses and dates as well. From there, I had to do 3 separate dispute claims (all of them slightly different in process, but equally filled with spam). While on the phone with an Indian call center with Equifax, I was cut short every time I asked a question or tried to clarify, and at the end of the call I get yet another pitch to sign up for their paid credit monitoring service.

Please tear down and rebuild these sloppy and fat credit bureaus. At the very least, I hope you guys provide some solid competition for them to shape themselves up.