Family lost everything they own in the fire. Here is their Gofundme campaign: https://www.gofundme.com/godbouttuckcampfirerelieffund
The fact that you can become completely bankrupt by getting cancer or any other "expensive" ailment is just... Ridiculous.
GoFundMe is a symptom of a much larger problem, not the problem itself.
Let alone room for other issues - English level, technological understanding, hell maybe you're just too ugly to put your face in a GoFundMe video and garner sympathy.
I'm with grandparent, this is boring dystopia shit.
Edit: more thoughts - the amount of "recovery" you get is entirely a popularity contest, and has nothing to do with need or really even the value of property lost. Tick enough arbitrary marketing boxes and you could even profit. It's a remarkably shitty thing.
https://www.irmi.com/articles/expert-commentary/insurance-fo...
> Wildfires are like hurricanes. Thousands of homes must be rebuilt at the same time when there is not enough building materials or contractors to go around. This, of course, leads to skyrocketing price increases in labor and materials, making the replacement cost of a home destroyed by the wildfire 50 percent or greater than what it would've been before the fires. Assuming you have enough structural coverage, you are entitled to receive the cost to rebuild your home at today's materials and labor costs.
[...]
> It will pay the cost to rebuild what you had up to the insured amount if you insured your home for 100 percent of its estimated replacement cost as computed by your agent. Then, if you have an "extended replacement cost" endorsement, it will pay an additional 25 percent, 50 percent, or more of that insured amount, depending on with which company you are insured.1 Finally, if your home is a little older and building construction laws have tightened (such as making your home more earthquake resistant), thereby dramatically increasing the replacement costs, it will typically pay another 10 percent and possibly up to 100 percent additional for those costs, depending on whether you purchased "supplemental building ordinance" coverage.
> For example, if you insured your home for its estimated replacement cost of $500,000, but because of the cost increases following a disaster like a wildfire, the replacement cost is $800,000 for what you had, and an additional $200,000 for added costs from building ordinances, you need $1 million to rebuild. Assume you had purchased the optional extended replacement cost endorsement of 150 percent and an optional ordinance endorsement for 125 percent, you could collect up to an additional $375,000 for a grand total of $875,000. Still short of what you needed, but considerably better than the $500,000 original coverage.
I live in a neighborhood of ~80 small lots/homes a few miles west of Palo Alto. Since Oct.1, nine of our neighbors have had their fire insurance policies terminated immediately on receipt of the mailed notices. Most of the nine had their policies in place for >15 years. Not like they were dodging the need for insurance.
Gofundme has its uses. I hope it brings at lease a small measure of ease to the Godbout family.