Thankfully I got a fantastic job that lets me pay it off rather quickly, but it feels weird to be living more or less paycheck to paycheck working at a tech giant (‘emergency fund’ is mainly not spending any bonus money). I realize I’m damn lucky, and I worked (and still do work) damn hard, but I just can’t help but feel something is a bit wrong with the whole situation.
My parents both went to college, but they were able to leave school, my dad being the only one to get a job of the two of them (at low pay for the time) in the economic recession of the early 90’s, and they managed to pay off their student loans and buy a house within two years of graduating. Yet here I am, nearly 3 years after graduating living paycheck to paycheck with my cat in my little studio apartment.
Part of it is my choice, I didn’t have to elect to pay off my loans in 5 years, could’ve taken a longer note, but I hate being in debt. I hate the concept. Owing more money than I could reasonably produce at any given moment bothers the hell out of me.