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https://www.paypal-community.com/t5/Tips-from-Moderators/Pay...

It uses Verisign's VIP app instead of Google Authenticator (or Authy or whatever).

You can use any TOTP app.

According to some threads I've read it doesn't work in all circumstances.

Personally I wouldn't risk it since it could mean risking getting locked out of your account.

I've been using it for a few years now and I haven't encountered a place where I couldn't use it. It might force you to enter the TOTP code at the end of your password though, but it works.

It's not hidden, it's de facto disabled for 99% of users. Fix this, Paypal.