1. As a younger man I done a business deal on a handshake and then got ripped off after putting in a year of work - always get it in writing!
2. Companies are not loyal to people, people may be loyal to people, but never think an organisation will be
3. I ran up some debt as a student until I figured out personal finances, which boils down to; increase income, reduce expenditure, save and invest the rest, avoid liabilities as far as possible (e.g. do you really need a car on finance)
4. Avoid getting drunk! Get tipsy, not drunk
5. You'll always get over a breakup, no matter how difficult it seems at the time
6. Sometimes you have to leave a group of friends, a partner, or even family behind, to grow into who you want to be
7. Don't wait for other people to help you in your career or life, any help you get it a bonus and be grateful, but you're the captain of the ship - push yourself forward
8. Be yourself
9. You're better and more capable than you think
10. Tell those you care about you how you feel, you never know when you might lose that chance
We live and learn!