Let's talk money …

- Paid down all my debt as fast as possible

- Front load my 401k by maxing out contributions with as much money as possible as soon as possible

Wouldn't change a thing

Best? Not to be afraid of taking a calculated risk if the upside seems worthwhile. Saving will get you nowhere, and neither will sticking to investments that yield you 5% per year unless you already have substantial wealth.

(This is not investment advice, I'm sure many people will disagree)