IOS already has OCR capabilities for CC which works fairly well I wonder if Apple will extend it to Safari in general.
Our goal for the experience is the Apple Pay OCR experience, but it's embeddable directly in apps (so users don't have to already have it set up, if they prefer to use cards, or navigate to apple pay and come back). I agree this would be for the users not using Apple Pay.
Long term, I agree the trend is moving toward apple pay and digitized payments, but I found lots of people still like / prefer credit cards (so trend is that direction, but slope isn't super high and it'll take a while). I'm also excited about the fraud benefit of this kind of solution for bigger orgs that deal with fraud.
So if there are two dates assume that the more senior one is the expiry date.
For EU cards, one experience I'm excited about supporting is the "tap to add" flow which may be even easier than OCR. Unfortunately only Android supports it for now, but love that experience when it's possible.