Thanks - that's good and well-reasoned advice.
I'm iterating rapidly on the idea - and in particular I'm happy to talk to customers about pricing plans that aren't currently listed on the landing page (if that means fixed fee and no transaction cost then that's doable)
tbh I'm not sure that Stripe appeals to the most cost-conscious entrepreneurs, and right now I am targeting those who want to test ideas rapidly, and who are likely to then find time / money to build out their own integration (which will mean I have a high degree of churn if I don't adapt. That's fine, it's all learning!
Again - thanks for all the time you've spent replying. Good luck with your project(s) too :)