¯\_(ツ)_/¯. The interaction you are describing, of me being accosted by a suited wall street trader, has never happened to me. And I'd bet that it has never happened to basically every other people out there.

Now, getting assaulted by a homeless person on the other hand.... That's probably happened to at least 50% of people.

> asks you for change

No. I'm talking about assault and violence, actually.