No. In fact, Hell no. I’m not wearing a fitness tracker so my life insurance company can keep tabs on me. That is utterly ridiculous. Give me a physical and charge me more if you have to, but none of this big brother stuff
Yup, sign me out as well.
Did somebody made an analysis of life costs in the USA vs Europe ?
I am in my thirties so the money I am making since I have moved here is pretty great (I also could have gotten higher paying jobs in Europe though) but it sure looks like a lot of factors are counterbalancing this, including the shameful health care system (or its absence really), so even if I was not already planning on moving somewhere else in a couple of years, this would make me consider it.
Health insurance is something that pays for things continuously while you are alive to keep you alive and healthy.
Live insurance pays your beneficiaries (usually people that depend on your salary) when you die.
If they can prove you were cheating the fitness tracker they can deny the insurance claim when you die. Not great for any family members who were counting on that.
It's the standard trick: the company will offer temporarily lower prices, then once enough people are onboard, increase them again.
The company sets a new normal, gets all your fitness data, the people get a temporary price reduction, and lose their privacy.
Besides I haven't seen any of those incentives that really had teeth (usually you can avoid the penalty by not being fat, or by doing something silly and ultimately meaningless like meeting with a diatician).