What if you don’t want to “learn to think,” whatever that means, but instead want to learn how to do a well in a low cost of living area?
Why?
For example, I could maybe make more money working in high frequency trading, but I don't want to. It wouldn't be a life-changing amount of money, and I value the ability to work on interesting problems in the open, with less concern for ethical issues†, over the potential additional income.
[1]: https://qz.com/1211957/how-much-money-do-people-need-to-be-h...
†I don't want to start an argument about whether HFT is unethical; in fact, I don't think it is necessarily unethical. I'm just saying it would always be at the back of my mind.