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I would think identifying as a female SOLELY to get cheaper car insurance (and not identifying as a female in any other aspect of your life) is just plain insurance fraud (which is illegal). Plus you risk claims being denied even if the policy was underwritten and you didn't get into any legal trouble.

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Who are we to say that a woman's identity isn't defined by her insurance rates?

The obvious biological markers are no longer requirements, so why not.

Judges, juries, insurance adjusters, and (finally) state or provincial insurance boards say so. None of these people are stupid, they can easily tell if someone identifies as a female for the sole purpose of defrauding an insurance company. There is a huge difference between having a legitimate gender identity and simply lying in order to commit insurance fraud.

That creates a dangerous precedent that someone who can't easily express how they feel being ridiculed.

It's less money and bad press if you just let people claim what they want rather than going on a crusade of truth.

No it doesn't, we're talking about insurance fraud here, not actual gender identity issues.

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