> If you google you will find some data on this, GenX/Millennials are due to receive the largest pot of inheritance of any generation before them!

The fact that a handful of their age-peers (who are already quite wealthy because of the advantages of family wealth) will be fabulously wealthy on levels not seen before in history will not be of much benefit to the majority of people in those generations.

I strongly suspect that those with substantial inheritances are doing just fine right now. A couple that inherits two houses that have appreciated 10%+ pa along with a half-dozen retirement accounts probably had their entire university education paid for by their parents along with some down-payment assistance and maybe a car or two.

Imagine your life with zero debt for university, a solid network for getting jobs/internships, a gifted car upon graduation, and a 20% house down-payment when you married your SO. With those things, you'd probably be on track for FI/RE by your mid-30s anyway, so inheriting a few million more bucks by your 50s isn't going to make a difference.