My anecdote is that here in the US, if you lose your job and find yourself without insurance, you can literally go bankrupt from a relatively minor injury or sickness due to the extreme cost of medical care. There are plenty of long lines, bad doctors, and low quality hospitals here too so its not like you get rid of those things by going private. People decline to call the ambulance because they are afraid of getting charged thousands of dollars for it if their injury is not covered by insurance which sometimes ends in their death.
I watched my mom die in the hospital and if it weren't for a recent law passed by Obama, we would have had to dip into what little savings we had just to keep her comfortable for her last few days. There is a lot of space for a middle ground that does not need to be limited by your experience or mine.