Huh? The customer ('banks') asked and paid for this functionality. Not the other way around.
You make it sound like software engineers lobbied Bank CTOs to install this under duress
You make it sound like software engineers lobbied Bank CTOs to install this under duress
B) The developers could have said no. If my boss got a contract with a bank that said I had to track users against their will, I would turn it down.
The point is that the newspapers are bringing up a legitimate problem. It's not a "panic", it's a valid concern.
Tracking user input methods is not a shady business model. I was doing this for web forms back in 2003/4 to fight fraud, improve the user experience, and find problems.
> If my boss got a contract with a bank that said I had to track users against their will
But they aren't being tracked against their will, so you would have done this.
Just because you don't have a problem with this practice doesn't mean it is without problems.
It's not a business model. It's a security mechanism. Willing to bet that you track people.
> Just because you don't have a problem with this practice doesn't mean it is without problems.
Didn't say it was without problems. I just don't see any issue with using data people provide freely.