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Wharton is at UPenn. Penn State's business school is Smeal.

U Penn != Penn State -- they are separated by many hundreds of miles of geography (and culture).

U Penn is private. Penn State is public.

Penn (where Wharton is) is a super-elite private university. Penn State (where Wharton is not) is an average public one.

Are you saying that Penn State is an average university that happens to be public, or that among public universities it is average?