These seem more like levels of income than wealth (hint, the three levels are not worrying about debt/dinner bills/vacation costs).
Wealth is the ability to generate such income levels passively (having control over your time).
Wealth is the ability to generate such income levels passively (having control over your time).
> I live a privileged life yet I have only accumulated $80,000 in assets
Maybe you should save more? Even just spending 90% would make a huge difference and then you can continue to live a privileged life forever.