I'd go with MoneyCaid. Health run care by big bureaucratic business deeply intertwined with big bureaucratic government. So there's lots of money flowing, but not as much care.

Yep. It's also important to understand that doctors - rightfully - still do pretty well by themselves in countries with single payer or other systems. It's all the extra insurance infrastructure that doesn't exist/rake in money hand over fist.

Well, yes... but it's not really the insurance companies fault. They're regulated and can only make a percentage of total costs so they need spending to increase so they can deliver growth to their stockholders. They negotiate higher prices for the consumer with the large medical services and drive out low cost providers so they can provide stable dividends. They make collecting benefits or reading a bill impossible and renege on agreed payments so that they can pay their employees to live in the style they are accustomed to.

Actually, I hate the player as much as the game. It's disgusting.