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That isn’t inconsistent with BoA’s practice. The foreign passport is proof of citizenship. Presumably a French passport would be fine, a North Korean passport would be a problem.

I'm French, I went to open a BoA account, it took almost 2 hours. Best part is that the humiliating procedure was done by someone with a Spanish accent.

What does the employee's accent have to do with it?

Why was that humiliating?

This is the correct answer - but that still implies a question on citizenship, though maybe it's implicit that if you have a SSN and a Drivers License then most banks assume you are a US citizen.

SSN application is quick and I just traded in my foreign driver license for a WA one.

I don't think his account was frozen on account of him potentially not being a citizen. It was frozen as he didn't provide them an answer to the citizenship question.