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nostromo

> Not sure how someone becomes this irredeemable at just twenty-seven year old.

How is this a function of age?

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More time on earth means more opportunities to commit fraud.

How come? Opportunities are out there up for anyone to grab.

If anything, the guy deserves credit for spotting them earlier (than usual, if that's what you imply).

No one, anywhere, at any time, deserves any credit for "spotting opportunity for committing fraud"

More-over, he had time on earth to accumulate the experience/maturity that eliminates stupidity as an explanation, but also not enough time to accumulate the responsibilities that sometimes explain fraud.

Fraud at 18? -> Stupid kid (obv., fraud is never ok)

Fraud at 45 with three dependents on the verge of bankruptcy? -> poor bloke, the choice between a big personal risk vs. failing your family really sucks (obv., fraud is never ok)

Fraud at 27 with no real responsibilities in life? -> WTF?

Insufficient time on Earth to accumulate the skill & cunning to avoid getting caught, also.

die a hero, or live long enough to see yourself become the villain

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