Because at these probability levels, it’s far more likely that:
- An armed conflict takes out data center(s). - Earthquakes / floods / pests / or other events known as “Acts of God” destroy multiple data centers. - There’s a prolonged billing problem and your account data is deleted.
The point that once you get to a certain point of durability (at least as far as hardware/software is concerned) you're chasing diminishing returns for any improvement. But the risks that are still there (and have been big issues for people lately) are billing issues. I think it's an important point that the operational procedures (even in non-technical areas like billing and support) are critical factors in data "durability"