I was sort of with the author until I got to the recommended policy change they want to see from legislators:

"We should abolish all tax advantaged savings accounts. If the $158 billion in savings were then distributed evenly, every household could receive $1,250 per year and companies like Google would no longer pay HR tax specialists to exploit our tax code."

The author appears to literally suggest we just take everyone's 401(k)s and IRAs for the year, give them away, and abolish the whole system. How is this a reasonable policy?