>that make SWIFT innovations seem trivial by comparison
Listen, those two phrases alone are gigantic signs of your bias. Even if they were true, the way you phrase it just screams "I own a significant amount of Bitcoin"
Add to that a sentence about
>a whole host of breathtakingly innovative developments
and, oh boy, do I ever think you are biased.
There is actually a pretty clear value prop for Bitcoin: you can exchange something approximating money for services which are undesirable or risky to do so with your traditional money. But needing to build an entirely new layer which, if I'm understanding right, has some significant impact on the semantics of how your transactions end up on the blockchain, just in order to be able to do a completely unimpressive level of throughput, is hilariously far from "breathtaking innovation" that makes traditional financial "innovations seem trivial".