I would love to know what that article is! You have any more info?
I made parts of this argument recently: https://www.americanbanker.com/opinion/regulators-need-to-st...
I made parts of this argument recently: https://www.americanbanker.com/opinion/regulators-need-to-st...
I do remember it being longer, they mention this is an except, maybe I've read the original which I can't find now.