> 3. taking blood - why do I need a doctor visit.
Pricing this out, it's almost cheaper and easier to just get an order online that you can have handled at Quest and pay out of pocket than it is to deal with the hoop-jumping and co-pays that insurance requires. That's what I've started doing, because I know what I need done, and that way it takes me about 15 minutes on a lunch break, as opposed to eating up part of two days, scheduling an appointment to convince a doctor to order it and then having to go to a lab to actually get it done.
The other one that enrages me is the difficulty of getting drugs for common ailments that aren't sold over-the-counter. If I have bronchitis or strep, a zithromax pack will knock it out immediately, or if I get into poison ivy badly, I'm going to need some prednisone, but I can't just buy those, I need to have the gatekeeper sign off. I can probably go down to the pet store and buy them for my dog, though.