Ask HN: Where to live in California?

I am born and raised in Denmark and have lived here most of my life, apart from a year in Bruxelles. But I am considering relocating to either California, Florida or Switzerland.

I have 10+ years of experience as a C# developer and currently work as a freelancer in Denmark with somewhat lead developer/architect roles. I have also spent a little over 3 years on a start-up I founded together with my dad.

The big question is where to go? The obvious, at least as an "outsider" sitting on the other side of the world, seems like SF. Best "buzz", large tech companies and lots of start-ups. BUT it also sounds like the housing-market is somewhat of a mess, and that you can pay either half your salary on housing or have 1+ hour to work or perhaps even both?

So are there better alternatives in California where cost and availability of accommodation are in better relations to the tech job market? Or is the job market so hot in SF that even though you will pay a lot for accommodation, then the salary and availability of tech jobs more than makes up for it?