> All the funeral director would have to do is ask if the deceased had any social media accounts and do you want me to contact them on your behalf?

This would make a great plot for a novel, a disgruntled funeral director starts "killing" people digitally by marking various accounts permanently deactivated after death. And thanks to advances in genetic engineering, even showing up in person isn't enough to prove they're who they claim to be anymore, so they can't drive, work, buy anything, or communicate with anyone.