How Hawaii made its lava disaster worse

Doesn't FEMA basically do the same thing with its flood insurance program (NFIP)? Essentially encouraging building on floodplains?

> Hindsight makes it easy to say that people should have known it was too dangerous to live there.

About 20 years ago the lab tech in my lab announced that he had just purchased a house in leilani estates. I warned him, do not hold on to that property for more than 10 or 15 years, because it is in the path of the volcano.