I think removing red tape and allowing people to pay for things they need right now is an excellent way to speed people's recovery from poverty, but it needs nudges, and those nudges need to be informed by data and empirical evidence. We need to know what people are spending the money on so we know how to target the biggest problems as well as the corner cases.

If you know what the actual problems are and where the money needs to be spent, you don't need to give everyone $10,000. You may only need to give this person $2,000 for this thing, and this person $7,000 for that thing. Giving them all a lump sum is just inefficient, and does not address the myriad edge cases. Collecting data on spending could help provide efficiency.