It's probably a mix of all of it, but there are more people struggling than it first appears. Relevant quote from a prominent leader in a church I attend:

When I was a young man, I served as counselor to a wise district president in the Church. He tried to teach me. One of the things I remember wondering about was this advice he gave: "When you meet someone, treat them as if they were in serious trouble, and you will be right more than half the time."

I thought then that he was pessimistic. Now, more than 40 years later, I can see how well he understood the world and life.