A minor quibble. No one is predicting one but a 9.0 is not really impossible in the bay area. I think a careful seismologist would say "we aren't predicting one".
The Tohoku earthquake in Japan for example wasn't predicted.
"And yet the disaster of five years ago—a magnitude-9.0 megathrust earthquake off Tohoku, followed by a major tsunami and nuclear accident—came as a surprise. Until March 11, 2011, the consensus among seismologists was that a particular stretch of fault would observe certain rules, rupturing at consistent intervals in events of similar size." [1]
Another Tohoku earthquake quote:
"For decades, seismologists had believed that Japan could not experience an earthquake stronger than magnitude 8.4. In 2005, however, at a conference in Hokudan, a Japanese geologist named Yasutaka Ikeda had argued that the nation should expect a magnitude 9.0 in the near future—with catastrophic consequences, because Japan’s famous earthquake-and-tsunami preparedness, including the height of its sea walls, was based on incorrect science. The presentation was met with polite applause and thereafter largely ignored. Now, Goldfinger realized as the shaking hit the four-minute mark, the planet was proving the Japanese Cassandra right." [2]
This is an active research area and seismologists have a lot of interesting questions to figure out. For example, the Napa fault was discovered... after the Napa earthquake. [3]
And USGS scientists recently found that "the Hayward fault also extends south to connect with the Calaveras fault" and separately "the Hayward fault bends about 10 degrees to the right to connect smoothly with the Rodgers Creek fault underneath San Pablo Bay". [4]
There isn't really anything you can do with this info, a 9.0 is very very unlikely in our lifetimes, but I think it's interesting to know what the state of the art is.
[1] https://www.newyorker.com/magazine/2015/07/20/the-really-big...
[2] https://www.newyorker.com/tech/elements/shaken-beliefs-seism...
[3] http://www.latimes.com/local/california/la-me-quake-napa-fau...
[4] https://www.theverge.com/2016/10/19/13335816/earthquake-faul...