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That was my impression as well. While hurricane prone areas are highlighted well, once you move out of those areas, the map seems to start correlating to population to a large degree. Granted there are some cities missing and and some rural areas as red spots.

Charlotte and Raleigh are conspicuously absent.

If nature happens and nothing gets damaged is it really a "disaster"?

Exactly. Property losses correlates with population density. Related XKCD: https://xkcd.com/1138/