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Being poor is very expensive, and I think a lot of people have no idea just how crazy and awful finance in small numbers is and what that does to people's lives.

_Nickel and Dimed_[1] is oldish, but still highly relevant, if you want to read a depressing book.

[1] http://barbaraehrenreich.com/nickel-and-dimed-by-barbara-ehr... https://www.amazon.com/Nickel-Dimed-Not-Getting-America/dp/0...

Which cc does not charge interest before the thirty day grace period with cash advance?

Use a debit card which has no fees or do us banks not offer those

Is it a cash advance if you're using a debit card? Isn't that just a withdrawal.

The op terminology must have been off.

I think the intent was to say that it avoided ATM fees, but not anything about other fees.

CC cash advances are almost as bad as payday lending, why on earth would you pay a fee of 3-5% of the amount borrowed and 18-25% interest that compounds daily starting on the day the advance clears? Just use an ATM and take money out of your checking account..