If it's registered as a bank, it's a bank. As long as you get all the usual regulation and protection, why wouldn't you think it's a bank?
In addition, it’d be quite weird if a random startup can get a banking license just like this. Consider N26, the Berlin-based fintech “bank” and unicorn took years and just got theirs some months ago.
The Bitbond site says “See no bank. Hear no bank. Speak no bank.”