I had all but given up on our banks. They are really herding us into the arms of crypto. Now I just need a Monero hardware wallet.
I'm going to go out on a limb and predict you will never, ever be able to buy anything physical with Monero. Especially something over $10k or shipped over international lines.
edit: if you are claiming I am wrong, let's see a URL with a physical product available with payment in Monero
https://edition.cnn.com/2014/02/26/tech/innovation/dogecoin-...