Its very important to look at life as phases. I think almost every one will go through at least one cycle of fail, struggle, rise, plateau. Sometimes there could be only one of such cycle all life, sometime they could be several.
Despite your best efforts you will fail, falter and struggle. And sometimes, without doing anything at all you will win a lot.
The best case scenario for people would be to have the failure stages early in life and success later so that one can have the maturity to handle things, save up and retire with new acquired wisdom from failure. The worst would be to have early success then failure all life.
Regardless you just have to keep trying.